Signs you need help now
- Outdoor stormwater pouring through garden-level window wells, walkouts, or foundation cracks
- Standing muddy water accumulating in basements, lower living spaces, or attached garages
- Silt, fine sediment, and outdoor debris deposited across flooring and baseboard lines
- Sump pump failure during torrential rain allowing groundwater to rise across basement slabs
- Damp, earthy odors and visible high-water tide lines left on basement drywall
Do this while you call
- Never enter a flooded basement if water level approaches electrical wall outlets, baseboard heaters, or the service panel.
- Wear protective boots, gloves, and eye protection if contact with exterior floodwater is unavoidable.
- Keep children and family pets completely isolated from flooded zones and contaminated contents.
- Photograph high-water lines, damaged basement furnishings, and silt accumulation before initial cleanup begins.
If anyone is in danger, there is fire, or you smell gas, leave the building and call 911 first.
What an independent provider typically does
- Controlled water extraction removes bulk muddy flood water from basement floors and subterranean cavities.
- Silt, fine mud deposits, and contaminated residue are shoveled and scrubbed from non-porous masonry.
- Porous building materials touched by outdoor runoff (such as saturated drywall and pad) are assessed and safely removed.
- Antimicrobial wash is applied to exposed framing and concrete to neutralize outdoor environmental contaminants.
- Commercial dehumidifiers and air movers run continuously to bring structural assemblies back to safe moisture baselines.
Exact steps depend on the provider and your situation. Confirm availability, service scope and pricing with them directly.
What is not included
Flood cleanup encompasses emergency water extraction, silt removal, antimicrobial treatment, and structural drying. It does not include exterior site grading, foundation waterproofing, drainage tile installation, or drywall replacement.
Commerce City notes
Commerce City lies within the South Platte River drainage basin, interlaced with natural channels including Sand Creek and Second Creek. During intense Front Range summer cloudbursts, regional storm networks can quickly reach capacity, sending surface stormwater surging across neighborhoods like Derby, Adams City, and Rose Hill.
In newer subdivisions such as Reunion and Buffalo Mesa, high water tables and expansive bentonite clay soil can overload foundation perimeter drains, causing sudden basement window well failures. Because standard homeowners insurance typically excludes overland flood, understanding coverage terms is critical.
Independent cleanup specialists in the 80022 and 80024 service areas know local drainage conditions and arrive prepared to remove silt, extract groundwater, and sanitize affected structural components.
Not sure what your policy covers? Read our water damage insurance guide, and check coverage areas on the service areas page.
Questions about flood cleanup
Is outdoor floodwater hazardous to household occupants?
Yes. Outdoor floodwater picks up soil contaminants, street runoff, agricultural chemicals, and bacteria. Proper protective gear and professional antimicrobial sanitization are essential during cleanup.
Does standard homeowners insurance cover overland flood damage?
Standard homeowners insurance policies almost universally exclude overland floodwater and rising surface runoff. Coverage typically requires a separate policy through the NFIP or a private flood endorsement.
Can flood-damaged drywall in a basement be saved?
Drywall that absorbs exterior floodwater usually cannot be safely saved due to porous paper backing absorbing contaminants. Technicians typically perform a clean flood cut above the water line.
Who determines the cost and scope of flood cleanup?
The independent restoration provider inspects the water depth, contamination level, and structural impact to establish scope and pricing. Confirm all details directly with them.
Public sources and guidance
- CDC: Reentering Your Flooded Home (opens in a new tab) - electrical and structural safety after indoor flooding
- Adams County Office of Emergency Management: Flood Threats (opens in a new tab) - local flood hazard information
- Mile High Flood District: Regional Flood History (opens in a new tab) - Denver-area flood history
- Colorado Division of Insurance: What Homeowners Insurance Does Not Cover (opens in a new tab) - flood exclusions and coverage limits